Information We Collect

When you use our budgeting platform, we collect several types of information to provide you with personalized financial management tools. This includes information you provide directly and data we gather automatically.

Personal Information

• Name, email address, and contact details when you create an account
• Financial information you choose to input for budgeting purposes
• Transaction categorization and spending preferences you set
• Communication records when you contact our support team
• Payment information for subscription services (processed securely through third-party providers)

Automatically Collected Data

• Device information including browser type and operating system
• Usage patterns and feature interactions within the platform
• IP address and general location data for security purposes
• Session duration and frequency of platform usage

How We Use Your Information

Your information helps us deliver effective budgeting tools and improve your experience. We use your data responsibly and only for legitimate business purposes.

Data Protection and Security

We implement multiple layers of security to protect your financial data. Our approach combines industry-standard encryption with regular security audits and staff training.

We conduct quarterly security assessments and maintain incident response procedures. While we take extensive measures to protect your data, no system is completely secure, and we encourage you to use strong passwords and enable two-factor authentication.

Your Privacy Rights

You have significant control over your personal data. These rights are protected under South Korean privacy laws and our commitment to data protection.

To exercise any of these rights, contact us at the information provided below. We'll verify your identity and process your request according to applicable laws.

Data Sharing and Third Parties

We don't sell your personal information to anyone. However, we do work with trusted partners to provide our services effectively.

Service Providers

• Payment processors for subscription billing (data is tokenized and not stored by us)
• Cloud hosting providers for secure data storage and platform operation
• Customer support tools to manage and respond to your inquiries
• Analytics services to understand platform usage and improve features

All third-party partners are contractually required to protect your data and use it only for the specified purposes. We regularly review these relationships to ensure they meet our privacy standards.

Legal Requirements

We may disclose personal information if required by law, court order, or government regulation. This includes cooperation with tax authorities or financial regulators when legally obligated.

Data Retention

We keep your information only as long as necessary to provide services and comply with legal requirements. Different types of data have different retention periods.

When data reaches the end of its retention period, we securely delete it from our systems. Some anonymized, aggregated data may be kept longer for statistical purposes.

International Data Transfers

While our primary operations are based in South Korea, some of our service providers operate globally. When we transfer data internationally, we ensure appropriate safeguards are in place.

Updates to This Policy

We review and update this privacy policy annually or when we make significant changes to our data practices. When updates occur, we'll notify you through email and display a notice on our platform.

Major changes that affect your rights will include a 30-day notice period. Continued use of our services after the effective date indicates acceptance of the updated policy.